Don't want to pay right away ? Do you want to pay over a longer period, in 3 equal installments or maybe better to pay next month?
You can choose the most suitable payment solution in Valge Klaar e-shop and all point of sale. By choosing Valge Klaar payment solution, you can get your desired Apple products with the best payment terms later.
Applying for Valge Klaar payment methods is as easy and fast as card payment. Once you've selected your new Apple device, choose your favorite payment solution at checkout and you can get a decision done in a minute and get your order immediately.
The provider of financial services is Inbank Finance AS.
Attention, this is a financial service! The Inbank installment credit cost rate is 27.07% per annum under the following model conditions: price of the contract object immediately payable (net price) 1000 EUR, credit amount 1000 EUR, down payment 0 EUR, contract period 12 months, fixed interest rate 9.9% per annum based on purchase amount, contract fee 0 EUR, monthly management fee 2.9 EUR. The monthly installment is 94.17 EUR, the total amount of credit and the amount of repayments is 1130.02 EUR. The creditor is AS Inbank Finance (location Niine 11, Tallinn, tel. 640 8080). Before concluding the agreement, carefully read the terms and conditions of the desired agreement and, if necessary, consult an employee of AS Inbank Finance or another expert.
Telia järelmaksuga saad osta kaupu Valge Klaari e-poest ja kauplustest alljärgnevatel järelmaksu tingimustel:
Sul on võimalik iseteeninduses eelnevalt tutvuda personaalselt sulle pakutavate tingimustega nagu intressimäär, lepingutasu ja vaba krediidilimiit. Taotlusele anname vastuse koheselt (lähtume sinu krediidivõimelisuse hindamisel vastutustundliku laenamise nõuetest). Sa ei pea olema eelnevalt Telia klient.
Lepingutasu ja järelmaksu maksete tasumiseks esitab arve Telia Eesti AS. Mugavaks arveldamiseks soovitame sõlmida otsekorralduslepingu sulle sobivas pangas. Järelmaksu tasumine toimub annuiteetgraafiku alusel, st kogu perioodi jooksul on üks fikseeritud kuumakse.
Soovi korral saad järelmaksu maksta tagasi ennetähtaegselt ilma täiendavate kulude ja tulevaste intressideta. Piisab kui esitad kirjaliku avalduse Telia lepingu lõpetamiseks. Ennetähtaegsel lõpetamisel lisatakse järelmaksu osamaksete jääk järgmisele Telia kuuarvele.
Kaubaga seotud küsimuste korral (garantiijuhtumid, puudusega kaup, jne) pöördu kauba müüja Valge Klaar poole. Järelmaksuga seotud küsimuste korral pöördu Telia klienditeeninduse poole tel nr 123.
Krediidi kulukuse määr on 26,2% aastas järgmistel näidistingimustel: kauba hind kohe tasudes 500 €; lepingutasu 19,90 €; tarbijakrediidilepingu kestus 48 kuud; fikseeritud intress arvutatuna igakuiselt laenu jäägilt 21,9%. Tarbija poolt makstav tagasimaksete summa on 785,22 €, mis sisaldab: kauba makseid 500 €; intressikulu 265,32 € ja lepingutasu 19,90 €. Tegemist on finantsteenuse reklaamiga. Finantseerimisteenuse pakkujaks on Telia Eesti AS (tegevusloa number 4.1-1/17, aadress Mustamäe tee 3, 15033, Tallinn). Enne tehingu sõlmimist tutvu täpsemate järelmaksu tingimustega ning vajaduse korral konsulteeri asjatundjaga.
Additional information lhv.ee/en/hire-purchase or 6 802 700
The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert.
The monthly hire-purchase payment is 40,24 € and the annual percentage rate of charge is 33,99 % on the following sample terms and conditions: cost of the product/service 700 €, down-payment 0%, credit amount 700 €, interest rate 14.9% per annum calculated on the purchase price, contract fee 19,9 €, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of 925,41 € and the total sum of monthly payments being 925,41 €.
Attention, it is a financial service. Installment payment is offered by TF BANK AB (PUBL.) EESTI FILIAAL. Check out the conditions at the point of sale or ask our expert for advice. The monthly installment of the installment is 52.85€ and the annual percentage rate of charge is 26.77% for the following sample conditions: 1000 € for goods / service, 0% for in-payment, 12% for the initial amount, contract fee 19 €, monthly account management fee 0,99 € payment period 24 months, payment of monthly annuity payments, payments 1268.40 € and repayment amount 1268.40 €
Use the quick and convenient ESTO 3 payment option to pay for goods or services – split the payment for your shopping cart into three equal instalments!
Add products to your shopping cart, confirm your order, select the ESTO 3 payment option and conveniently add your digital signature with your ID-card, a Mobile-ID or a Smart-ID.
The ESTO 3 service is offered by ESTO AS. Using the ESTO 3 is a financial decision that involves risks and obligations; therefore, we recommend you thoroughly consider the need for using credit services before doing so. Should you fail to pay the instalments according to the ESTO 3 payment schedule, your ESTO 3 agreement will be terminated and your debt to ESTO AS shall be considered as used credit according to the ESTO overdraft agreement, and additional fees shall be added according to the overdraft agreement.
For example, for a credit sum of 200 euros over 3 months with 0% fixed annual interest and an agreement fee of 16.39 euros, the percentage rate of the charge shall be 60.92%, the monthly payment shall be 72.13 euros and the total sum payable by the consumer shall be 216.39 euros.
The ESTO 3 service is offered by ESTO AS.
Phone: (+372) 622 52 52
Use ESTO hire purchase to pay for products or services – the most affordable, convenient and fastest hire purchase in Estonia!
Add products to the shopping cart, confirm your order and select ESTO hire purchase as the method of payment. Upon paying, select the suitable period, the monthly instalment amount and sign the agreement conveniently with an ID card or Mobile ID.
ESTO hire purchase is an extremely fast and convenient payment solution, which helps to prepare you a payment schedule on the basis of the period of your choosing. The payment solution makes a decision in real time and helps you make purchases in less than 60 seconds.
ESTO hire purchase is provided by ESTO AS (registry code 14180709).
Hire purchase terms and conditions:
ESTO hire purchase is available to all citizens of the Republic of Estonia aged 18-70. The hire purchase can also be formalised quickly and conveniently for legal persons..
PLEASE NOTE: each hire purchase is financial obligation. Before entering into a hire purchase contract, review the terms and conditions of the respective service and consult a professional where necessary. For instance, in the case of a loan of 2,049 euros for 12 years with a fixed interest of 14% per annum and a contract fee of 14.90 euros, the annual percentage rate on instalments is 31.12%, the monthly repayment is 197.14 euros and the total amount paid by the consumer is 2,365.68 euros.